Tax law and estate and business planning can be confusing. Our attorneys take the time to listen to the needs of our clients and formulate the best, personalized strategies for them and their heirs. When clients retain the services of Horen, Lockwood and Masters, they deal directly with seasoned, experienced attorneys, not junior associates. We strive to explain our advice in plain language so that our clients will understand our recommendations and the outcome following them.

Protection - Our attorneys have over 125 years' cumulative experience in estate planning and estate administration. We create legal strategies for our clients that are broad enough to cover most circumstances and anticipate future issues.

Peace of Mind - After a client’s passing, he or she can be assured that their estate is in order and will be managed according to their wishes. Our attorneys work hard to minimize taxes, expenses, and friction among heirs. We provide asset protection services for high net worth professionals who may be exposed to spurious litigation.

Integrity - Many of our clients represent several generations within the same family. Our practice has grown through referrals from family members and existing clients who seek our representation in subsequent matters and their satisfied professional advisors.

Courage - We stick with our clients and do not walk away from difficult issues or situations.

Did you know?
• 80% of all Americans do not have a Will.
• 75% of all charitable gifts in the Metro Denver area come from individual donors. Only 5.8% of charitable donations come from businesses.
• 90% of individuals gave something to charity last year, averaging 2.5% of their annual income, but the level of giving has not increased in the last decade.
• Only 2% of all taxpayers have estates which exceed the amount of the federal estate tax exemption and are subject to the federal estate tax.
• Of the estimated 18 million business enterprises in the United States, more than 80% are family owned. Without proper planning only 30% of these businesses will survive into the second generation, and only 15% will survive into the third generation.
• The Internal Revenue Code Section 341, contains a single sentence that is longer than the entire Gettysburg Address.

-- Peter L. Faber